Under contract-accepting backup offers. DUPLEX – NO HOA & NO CDD! Prime investment opportunity just one block from the ST CLOUD LAKEFRONT and minutes from DOWNTOWN ST CLOUD. This well-maintained block construction duplex sits on an oversized ¼+ acre lot and offers excellent potential for investors or owner-occupants looking to live in one unit and lease the other. Each unit features 2 bedrooms, 2 bathrooms, and approximately 1, 100 square feet of living space, with a spacious living room, large kitchen with dining area, interior laundry with washer/dryer hookups, and hard-surface flooring throughout—no carpet. With its desirable location near the lakefront, shopping, dining, and downtown amenities, this property presents a fantastic opportunity to add to your investment portfolio or generate rental income while occupying one side. Don’t miss your chance to own this versatile income-producing property!