TIRED OF RENTING. Are you wanting to buy a home and make it your own? The owner is offering owner financing with a down payment of only $15,000, plus closing costs. Now is your chance to own part of the American Dream with home ownership. The buyer must refinance the property or pay off the note within five years of the sale date. Payments will be based on the property’s sale price, with a 30-year mortgage. But you will have a 5-year balloon payment. This property is located minutes from I-75 and close to Publix Plaza and the shopping center.