X-Flood Zone + No HOA + Major Capital Improvements Completed. This 2009-built home offers exceptional insurability and long-term value with no known deferred maintenance. Located in the highly desirable X-Flood Zone (no lender-required flood insurance) and situated at a higher elevation, keeping the property has remained dry through recent hurricanes. Significant updates include a NEW ROOF (2023), NEW SIDING (2024), NEW A/C (2022), and NEW WATER HEATER (2022)—providing peace of mind for buyers and minimizing near-term expense concerns. The home sits on an approximately 10, 000 sq ft lot with no HOA restrictions, allowing room for boat/RV parking or future pool addition. Property is surrounded by vacant lots, offering a rare sense of privacy while remaining conveniently located just minutes to Cocoplum Village Shops, US-41, dining, and everyday amenities. Strong option for buyers seeking low overhead, flexible use, and major systems already updated. Schedule through ShowingTime.