Home qualifies for conventional financing. For buyers with credit challenges, 10 year term financing is available with 40% down. Completely reimagined and fully renovated 3-bedroom, 3-bath home on a fully fenced ¼-acre lot in desirable Summerfield — with NO HOA! Originally built in 1979, this home has been upgraded from top to bottom and feels like new construction, featuring new walls, doors, baseboards, luxury flooring, updated lighting, new electrical, and new plumbing. The beautiful kitchen offers granite countertops, brand-new cabinetry, and all-new stainless steel appliances, while all three bathrooms have been fully remodeled with modern finishes and granite vanities. The flexible layout allows the home to function as a full 3/3 or as a 2/2 main residence with an attached private 1/1 suite — ideal for extended family, guests, or rental income. The primary bedroom and an additional bedroom both have direct private exterior access. Roof and A/C are in great condition for added peace of mind. The spacious, fully fenced yard provides plenty of room for pets, entertaining, or future additions. A rare, move-in-ready opportunity just minutes from The Villages. For families with children, The Villages Charter School system is consistently recognized as one of the strongest academic systems in Central Florida.