If you have been waiting for rates to drop into the 4% range, this is your chance! A 2% year one, 1% year 2 buy down of the interest rate is now being offered on this home!! With a 5% down payment you could pay less than your current rent or create a great investment property. You may want to act quickly on this opportunity before it’s gone!! Some photos virtually staged. Recently repositioned to reflect today’s market, this ½-acre pool home in the established Sugarloaf Ridge community presents a rare opportunity to own space, privacy, and an entertainer’s layout in a neighborhood where homes seldom become available. Set within an intimate 18-home double cul-de-sac with low HOA and no CDD, the property offers a setting that is increasingly hard to find—mature surroundings, larger homesites, and a true sense of residential permanence. Designed with gathering in mind, the home features multiple living and flex spaces, including a dedicated game room with custom built-in bar and beverage cooler, an upstairs loft ideal for media, work, or play, and a layout that allows everyone room to spread out. The main living areas flow to a screened lanai and saltwater pool, creating a seamless indoor-outdoor connection ideal for entertaining. The backyard is a standout feature, offering a fully fenced yard with green space for play, pets, or future enhancements, along with a private pool and spa—delivering the kind of Florida lifestyle many buyers are seeking but rarely find in combination with this level of space. With 4 bedrooms, 3.5 baths, and a 3-car garage, the home provides both functionality and flexibility for a variety of living needs. Key system updates include roof replacement (2018), solar (owned), updated pool components and enclosure (2022), and multiple HVAC units replaced between 2020–2022. For buyers willing to recognize potential and prioritize location, lot, and lifestyle, this home offers a compelling opportunity to create something truly special in one of Valrico’s most established and desirable communities.