3/3 riverfront home on the Banana River in Merritt Island with no HOA. Offering approximately 500 feet of direct riverfront waterfront, this two story home provides 2, 740 square feet with immediate access to navigable water. The upper level features an open living, dining, and kitchen layout positioned to capture river views, with granite countertops, a large bar top island, and balcony access. The primary suite is located upstairs with a walk in closet and large bath with tub and separate shower. The lower level is designed for entertaining and water access, with a wide open living area and wet bar that opens directly to the backyard and dock. Outdoor features include a 175 foot dock built in 2016, equipped with two boat lifts and one jet ski or kayak lift with a waterproof remote for easy access. Water depth at the dock measures approximately 44 inches. Additional features include a two car garage, city utilities, a roof installed in 9/2017 and a new septic to be installed 2026.