**This property qualifies for a closing cost credit up to $9, 100 through the Seller’s preferred lender.**PRICED BELOW APPRAISED VALUE – Welcome home to this breathtaking two-story home in the heart of St. Cloud, FL. This 4-bedroom, 3.5-bath residence blends modern elegance with coastal charm, featuring stone accents, a paved driveway, and a welcoming front porch. Step inside to find an inviting bonus space with French doors, perfect for a home office or formal sitting area. Crown molding and ceramic tile flooring flow throughout the first floor, leading you to the open concept living, dining, and kitchen areas with a water softening system. The spacious living room boasts a custom built-in entertainment center surrounding an electric fireplace with a mantle, while sliding glass doors open to the backyard oasis. The kitchen is a chef’s dream, complete with stainless steel appliances, sleek gray lower cabinets, white upper cabinetry, black hardware, and a dining nook with serene backyard views. Upstairs, a versatile loft space connects to four bedrooms, three bathrooms, and a convenient laundry room. The luxurious primary suite features a walk-in closet and a spa-like ensuite with a double sink vanity and an oversized glass-enclosed walk-in shower. Out back, enjoy Florida living at its finest with a covered patio, an outdoor kitchen, and a sparkling pool with a sun shelf and fountain feature—all surrounded by lush green space. Don’t miss your chance to own this exceptional home in a sought-after location. Schedule your private tour today!