RARE Opportunity! Assume the existing FHA loan at just 3% interest (for qualified buyers) and enjoy huge savings on this beautiful Palm Coast home. Featuring 3 bedrooms, 2 bathrooms + a bonus room with closet (perfect as a 4th bedroom, office, or flex space), this spacious 2200+ sq. ft. home blends comfort with style. Inside, the open split floor plan offers privacy and functionality. The chef’s kitchen shines with granite countertops, tile backsplash, dark appliances, and a large island with breakfast bar, all overlooking the bright and airy living room. Relax in the primary suite with double closets and a spa-like bath featuring a double vanity and oversized walk-in shower. Tile flooring flows throughout, keeping maintenance simple and design timeless. Step outside to the screened-in lanai overlooking a lush backyard—perfect for morning coffee, weekend BBQs, or space to add a pool. A circle driveway adds charm and ample parking, making entertaining easy. Located in the heart of Palm Coast, you’re minutes from Flagler Beach, the Intracoastal Waterway, shopping, dining at European Village, and just a short drive to both St. Augustine and Daytona Beach.